US DIGITAL RETIREMENT BENEFITS

The Standard

Deschutes Investment Consulting, LLC

CUSTOMER SERVICE: 503-224-3700

401K Retirement Planning

The US Digital 401(K) is a great tool to help you save for your retirement. Enrollment may begin the first day of the month following completion of 60 days of employment.

All investments made within the 401(K) are discretionary by the employee. US Digital does not guarantee any investment(s) within the 401(K). The fund value is dependent on the current market value and may fluctuate to reflect current market conditions. Some key benefits that make the US Digital 401(K) plan very competitive and financially rewarding.

The following are available the first of the month following 60 days of employment…

• Pre-tax or Post-tax Deductions: Your 401(K) plan will allow you to defer money from your paycheck on a pre-tax or post-tax basis.
• Employer Match: US Digital provides a dollar for dollar match up to 5% of your income.
• Reduced Investment Expenses: US Digital has leveraged our 401(K) plan to negotiate reduced investment expenses. This allows you to invest in the 401(K) and pay less in fees and expenses than what you would normally pay on your own.

Deschutes Investment Consulting Retirement Analysis Program

Have you heard about the Retirement Analysis Program provided to US Digital Retirement Plan Participants? This benefit is free of charge to our plan members (a $5,000+ value)! If you want to make sure that you’re in a position to retire well, or want your family to be taken care of should something happen to you, but don’t know exactly where to start, this program may be right for you.

How It Works

The Retirement Analysis Program begins with a customized intake form that gathers essential information about your current financial situation, retirement goals, and expected lifestyle during retirement. This information serves as the foundation for the detailed analysis.

Financial Readiness Assessment

Using advanced financial tools and calculations, they assess your financial readiness for retirement. They consider factors such as savings, investments, retirement accounts, pension benefits, Social Security, and anticipated expenses during retirement.

Retirement Date Projection

Based on the information gathered and their analysis, they provide you with a projected retirement date. This date is tailored to your specific circumstances and takes into account your desired retirement lifestyle and financial goals.

Customized Recommendations

In addition to determining your retirement date, this program provides customized recommendations to help you optimize your retirement savings, maximize Social Security benefits, and address any gaps in your retirement plan. (Example: Will prep and Long-Term Care insurance, and much more!)

To start the process, go to this website or scan the QR code on the flyer and complete the online form. Once all the data is received, someone will reach out to you to review your information and develop your personalized plan with you.